You say that you have the passion... is that passion for Floristry or for owning a retail establishment ?? You obviously have the head for numbers, which personally is the side to my business i HATE !! I employ my sister to do the sums for me... she far more patient than me. For me i have to be in the workroom !!! I love the flowers, the cold, the smell, the wet and getting my hands dirty !!!.. Also bear i mind that if you take on a Florist/ manager, she will need days off and holidays, what then ? Good luck with your decision.